Strong routines, changed often

Strong routines are the foundation of good habits and a productive life. But those routines need occasional major shake-ups – here’s why…

Yes, you should try to time the market

Market timing usually goes badly wrong, and investors are rightly cautioned against it. But there are important exceptions…

How to be right about almost everything, almost all the time

Being right is fun, it’s profitable, it’s correlated with better health outcomes (this sentence has not been fact-checked), and it generally beats the hell out of being wrong.

Luckily, being right is easy when you follow a few simple principles.

My 10 financial principles

From well over a decade of reading obsessively and investing broadly (and often badly), I’ve identified 10 financial principles that sum up my view of how you should run your personal finances. You’ll disagree with at least a few of them.

Observations after two months working abroad

I’ve just got back from spending two months in Seville. I’ll share a few thoughts about Seville itself at the end, but more relevant to you is how an extended trip like this can shake up how you work – in a really positive way.

Investing, Saving, Earning

On the fairly safe assumption that you want more money than you currently have: investing, saving and earning.

Which should you focus on? The answer might surprise you…

3 models for “home” in location independence

One of the biggest decisions in location independence is how to handle “home”: do you travel full-time, or maintain a permanent home base you can go back to, or something else?

We’ve tried three different models over the years – each with their own pros and cons.

What “early retirement” blogs aren’t telling you

There’s a subset of the personal finance community that goes by the acronym FIRE: Financial Independence, Retire Early. Financial Independence is a worthy goal: who wants to be dependent on someone else for an income? But it’s (understandably) the Retire Early part that gets attention from the wider internet. One of the biggest bloggers in

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